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This website is a resource for people looking for the best UK Credit Card on the internet. Please browse our UK Credit Card Comparison table below to find out which of these online Credit Cards would be the best credit card for you. You can browse our information pages and tables using the links above.

 
 

Our Credit Card Comparison Table Below Outlines Key Features Of The Best UK Credit Cards

 

Credit Card Balance Transfer Rate Purchase Rate Cash Back
& Rewards
Typical APR Variable
% Rate
Link to More
Details
Link To
Apply

Virgin 0% Credit Card

Virgin Credit Card

0% For
14 Months
2.98% Fee Applies

0%
3 Months

Online
Rewards Shop

Typical 16.6%
APR Variable

More Info On The Virgin 0% Credit Card

Before You Apply Please Ensure The Following
* You are at least 22 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK 
* You have a Bank or Building society account

BT Credit Card

 

BT Credit Card

0% For
13 Months
3% Fee Applies

0%
3 Months

Money Off Your Phone Bills

Typical 16.9%
APR Variable

More Info On The BT Credit Card

Before You Apply Please Ensure The Following
* You are at least 21 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have an income of over £20,000
* You have a Bank or Building society account

RBS Platinum Credit Card

RBS Platinum Card

0% For
16 Months
2.9% Fee Applies

0%
3 Months

No

Typical 16.9%
APR Variable

More Info On The RBS Platinum Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a Good Credit History 
* You are in full time employment earning
   at least £10,000 Per Annum
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

Mbna 5.9% For Life Credit Card

 

Mbna 5.9% For Life Card

5.9%
For Life
2% Fee Applies

16.9% APR
Variable

No

Typical 16.9%
APR Variable

More Info On The Mbna 5.9% For Life Credit Card

Before You Apply Please Ensure The Following
* You are at least 21 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have an income of over £20,000
* You have a Bank or Building society account

Natwest Platinum Credit Card

Natwest Platinum Card

0% For
16 Months
2.9% Fee Applies

0%
3 Months

No

Typical 16.9%
APR Variable

More Info On The Natwest Platinum Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a Good Credit History 
* You are in full time employment earning
   at least £10,000 Per Annum
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

bmi Credit Card

 

bmi Credit Card

0% For
12 Months
3% Fee Applies

0%
3 Months

Flight Reward
Points

Typical 16.9%
APR Variable

More Info On The bmi Credit Card

Before You Apply Please Ensure The Following
* You are at least 21 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have an income of over £20,000
* You have a Bank or Building society account

 MBNA Platinum Plus Credit Card

MBNA Platinum Plus

0% For
13 Months
2.9% Fee Applies

0%
3 Months

No

Typical 16.9%
APR Variable

More Info On The MBNA Platinum Plus Credit Card

Before You Apply Please Ensure The Following
* You are at least 21 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have an income of over £20,000
* You have a Bank or Building society account

Bank Of Scotland All In One Credit Card

BOS All In One Credit Card

0% For
10 Months
3% Fee Applies

0%
10 Months

No

Typical 15.9%
APR Variable

More Info On The Bank Of Scotland All In One Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a Good Credit History 
* You have a regular income 
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

The AA Credit Card

 

AA Credit Card

0%
For 9 Months
3% Fee Applies

0%
For 12 Months

Reward Points

Typical 16.9%
APR Variable

More Info On The AA Credit Card

Before You Apply Please Ensure The Following
* You are at least 22 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have an income of over £20,000
* You have a Bank or Building society account

Halifax Credit Card

Halifax Credit Card

0% For
10 Months
3% Fee Applies

0%
10 Months

No

Typical 15.9%
APR Variable

More Info On The Halifax Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a Good Credit History 
* You have a regular income 
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

Virgin Atlantic Credit Card

Virgin Atlantic Credit Card

0% For
6 Months
2% Fee Applies

17.9% APR
Variable

Virgin Flying
Club Miles

Typical 17.9%
APR Variable

More Info On The Virgin Atlantic Credit Card

Before You Apply Please Ensure The Following
* You are at least 21 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

Egg Credit Card

Egg Credit Card

0% Until
1st Oct 2011
3% Fee Applies

0% Until
1st Nov 2010

Selected Discounts
& Retail Deals

Typical 17.9%
APR Variable

More Info On The Egg Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

American Express Platinum Credit Card

American Express Platinum

19.9%
APR Variable

0%
 6 Months

Up To 5%
Cash Back

Typical 19.9%
APR Variable

More Info On The American Express Platinum Credit Card

Before You Apply Please Ensure The Following
* You are at least 20 Years of Age 
* You have a Good Credit History 
* You have an income over £30,000 
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account

Vanquis Visa Credit Card

Vanquis Visa Credit Card
(bad credit)

Not
Applicable

39.9 To 59.9%
APR Variable

No

Typical 39.9%
APR Variable

More Info On The Vanquis Visa Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You are New To Credit or have a Poor Credit History  
* You are a permanent resident/citizen of the UK
Note - You do not need a Bank or Building society account to apply -

Capital One Classic Credit Card

Capital One Classic
(Bad Credit)

34.9% P/A
Variable

34.9%
APR Variable

No

Typical 34.9%
APR Variable

More Info On The Capital One Classic Credit Card

Before You Apply Please Ensure The Following
* You're over 18
* You have some history of managing your credit even if you have had CCJs or defaults in the past 
* You're on the electoral roll
* You have Not been declared bankrupt in the last 12 months

The aqua Credit Card

The aqua Card

35.9% P/A
Variable
3% Fee Applies

35.9% P/A
Variable

Travel, Motoring & Leisure Offers

Typical 35.9%
APR Variable

More Info On The aqua Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a proven income
* You are a permanent resident/citizen of the UK


 

All of the UK Credit Cards featured on this site have been sorted in to tables based on the type or category that they are best suited to and you can use the links above to access these tables. In the current climate now is a good time for you to consider your financial options and a credit card is an excellent, flexible, easy way to manage your cash flow. If you have a balance you wish to transfer, there are some great credit cards available. If you are looking for a long term low interest card we feature several that will be of interest to you. One of the great features of any credit card is that you can use it to enhance your lifestyle, and manage your finances to ensure you get the most from what you save, as well as what you spend. At Compare UK Credit Card we only feature credit cards that we believe are competitive in today's marketplace.
                                  We are continually updating our credit card tables and monitoring the credit card market, making Compare Credit Card a one stop place to decide on the best credit card for you. Once you have made your decision you can then apply online for a credit card from this website. We have tried to ensure all the information we provide is both accurate and relevant. It is our intention to try to take the stress out of managing your finances when you visit any of the Compare web sites, so you can make an informed decision about the best credit card for you with confidence and ease.
We also offer help and information on choosing a credit card, click on the button to your left called "UK Credit Card Info".

 


 

Welcome to Compare Credit Cards UK. The aim of this website is to help you choose the best low rate UK Credit Card that you can apply for online. We have reviewed the UK online Credit Card market thoroughly and chosen those cards that we feel add something to the UK online Credit Card market.

We have reviewed these online Credit Cards and split them into categories for you:

You can browse our shortlist of UK Credit Cards offering Low Balance Transfer Rates. but we have split this further for you:

You can browse our listing of Permanent Balance Transfer Rates . Here you will find Credit Cards offering some great permanent low interest rates. OR our listing of UK Credit Cards offering Introductory Balance Transfer Rates - here you will find many 0% Credit Cards, offering 0% for 6 months. Many of these cards offer a great 0% deal on Purchases too.

Our Comparison of 0% Credit Cards lists all Credit Cards available online, that offer 0% for either purchases or Balance Transfers. Often the 0% Credit Card offers this low rate for both Purchases and Balance Transfers (for a limited period only).

We have also compiled a list of the UK online Credit Cards that offer Cash back Rewards. There is quite a difference in the Cash back Reward rate being offered.  Some offer reward shops or points that can be redeemed, others offer you hard cash, so take your pick Many also offer 0% on balance transfers for a limited period when you sign up....

If you are looking to take out a small personal loan, you should consider a UK Credit Card with a low cash advance rate. If you only want to borrow £1500 many of the banks will charge you up to 18% apr. Then you can transfer your cash borrowing to a Credit Card with a Permanent Balance Transfer Rate. Many are offering very low lifetime balance transfer interest rates. For a more substantial Personal Loan, please visit the Compare Group UK Loan Pages.

UK Credit card review by 1st credit

If you have a bad Credit rating, there are still UK Credit Card companies who will consider your application. Go to our specialised page on Credit Cards for bad credit and see who is likely to offer you a UK Credit Card.

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